Ridesharing with Uber has transformed transportation. With a simple tap on your smartphone, you can get a ride almost anywhere, making it incredibly convenient. However, with convenience comes risks. Accidents can happen, and when they do, passengers may suffer injuries.

We will cover the most common injuries in Uber-related accidents, how to determine liability, along with legal options for pursuing a claim.

Frequent Injuries from Uber Rides

Passengers in an Uber may suffer a wide range of injuries, especially during collisions or accidents. Among the most common injuries are:

Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, causing pain and limited mobility. Symptoms can be delayed, making it harder to recognize early on.

Bone Injuries: Broken bones are common in severe crashes. Fractures may demand extended treatment and rehabilitation.

Traumatic Brain Injuries (TBI): Brain injuries, including concussions, are often serious after crashes. Head injuries can affect cognition and health for a long time.

Back and Spinal Cord Injuries: A severe impact may cause spinal cord damage, herniated discs, or even paralysis. These types of injuries often need extensive medical intervention.

Muscle Tears and Ligament Damage: These injuries can involve torn ligaments, strained muscles, and more. Despite being "minor," they can cause considerable pain and complications.

Severe Scratches and Lacerations: Broken glass and debris often cause lacerations. Lacerations can lead to stitches, scars, and even infection.

Determining Liability in Uber Injury Cases

Understanding who is liable in an Uber injury case is often complex. Various individuals and entities could be held accountable. Liability could fall on the Uber driver, other motorists, or other third parties.

The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. Examples include speeding, DUI, or violating traffic rules.

Another Motorist: When another driver causes the accident, they may be held responsible.

The Role of Uber: Uber may be liable in certain situations through its insurance policies. Uber’s insurance includes a $1 million policy for accidents during trips.

Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute is uber liable for accidents to accidents. Liability could extend beyond drivers, requiring investigation into other causes.

Insurance Coverage for Uber Accidents

Uber provides different levels of insurance depending on the status of the trip. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

No App Usage: When the driver is offline, their personal insurance is responsible.

Driver Available for Rides: While waiting for a ride request, Uber’s insurance offers minimal coverage. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.

Filing a Legal Claim After an Uber Accident

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. Legal action may result in financial recovery for hospital bills, lost income, and more.